Welcome To FND Credit Union

Enhancing people’s lives

Many low-income individuals don’t have access to traditional forms of credit. Getting credit without a credit history, with a poor credit history, can also be a challenge. A small loan – advanced based on the character of the borrower and the strength of the case for a loan – is a good way to begin building a solid credit history.

After saving regularly for 3 months or more, members can apply for loans. The pooled savings of members’ makes it easier for persons to receive small loans are reasonable interest rates.

  • Individuals
  • Businesses
  • Community Groups
We Profit For You Not From You

The FND Credit Union Lends To


Monies can be used for personal spending, vacation, house improvements, vehicle purchase, education, Christmas expenses, and emergency expenses. Persons seeking financial assistance to further their education, upgrade their skill set in a particular area or purchase items for personal growth and development such as computers and other technological accessories are can apply for character loans.


Small and micro size entities that are not able to obtain loans through traditional commercial banking systems; entrepreneurs who may not have the necessary collateral to establish their business.

Community Groups

Available funding provided to community-based organizations or groups. Special conditions apply.
Loan Product Information

Start Your Future Today!

Loans Description
Quick Response
  • Less than $30K
  • Payable in 3 months
  • 10% service charge/application fee
  • Fast processing
Business Loans
  • Up to $200K
  • Repayable in 84 months (7 years)
  • 15% on reducing balance
Education Loan
  • $80K maximum
  • Repayable within 96 months (8 years)
  • 10% reducing balance with 3 months waiver
  • Interest only payable during the life of the programme